Last updated: 21 May 2026
Welcome to CubVest. This website is operated by Adgawk, trading as CubVest.
By accessing or using this website, you agree to this Legal Notice, our Privacy Policy, and any other terms made available on this website.
1. About CubVest
CubVest is being developed as a digital wallet and financial learning platform for children and families. Our goal is to help children learn how to earn, save, spend, invest, and build healthy money habits under parental guidance.
CubVest is currently in development and may include waitlist registration, product updates, educational content, prototype previews, and service information.
2. Not Financial Advice
All content on this website is provided for general information and educational purposes only.
CubVest does not provide financial, investment, tax, legal, or credit advice. Any educational content, including information about saving, investing, FutureScore, parental bonuses, or simulated portfolios, should not be treated as professional financial advice.
3. FutureScore Disclaimer
FutureScore is intended as an educational feature to help children understand responsible money behaviour. It is not a real credit score, is not issued by a credit bureau, and does not affect any person’s actual credit profile.
4. Investment Learning Disclaimer
Any investment-related content or features described on this website are intended for educational purposes. Investment learning features may begin as simulations. Any future real-money investment functionality would require appropriate regulatory, banking, and financial partnerships.
5. No Banking Representation
Unless expressly stated otherwise, CubVest is not currently a bank, credit provider, financial services provider, or licensed investment platform.
Any future wallet, payment, banking, card, or investment features may depend on third-party providers, regulatory approvals, and commercial partnerships.
6. Website Content
We aim to keep information on this website accurate and up to date. However, CubVest is still evolving, and features, pricing, availability, launch dates, and service descriptions may change without notice.
We do not guarantee that all information on the website will always be complete, accurate, or current.
7. Intellectual Property
All content on this website, including the CubVest name, logo, brand assets, text, graphics, icons, layouts, images, designs, and other materials, belongs to CubVest or its licensors unless otherwise stated.
You may not copy, reproduce, modify, distribute, or use our content without written permission.
8. Third-Party Links
This website may include links to third-party websites or services. These links are provided for convenience only. CubVest is not responsible for the content, privacy practices, security, or accuracy of third-party websites.
9. AI Assistant Notice
CubVest may provide access to an AI assistant called CubGuide. CubGuide is intended to help visitors understand CubVest, answer general questions, and provide educational information.
CubGuide does not provide financial, legal, investment, tax, or credit advice. Users should not submit sensitive personal information through the AI chat.
10. Limitation of Liability
To the fullest extent permitted by law, CubVest will not be liable for any loss, damage, claim, or expense arising from your use of this website, reliance on website content, use of third-party links, or interaction with any prototype, waitlist, or AI assistant feature.
11. Changes to This Legal Notice
We may update this Legal Notice from time to time. The updated version will be posted on this page with a revised “Last updated” date.
12. Contact Us
For questions about this Legal Notice, contact:
CubVest
Email: info@cubvest.co.za
Website: www.cubvest.co.za